JENKINS REALTORS, INC

 

625 S College Ave, Rensselaer, IN
219-866-5908
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Blog: Mortgage Information

WHAT’S A FICO®?

What is a FICO® Score? FICO® stands for Fair Isaac & Company and is the name for the most well known credit scoring system, used by Experian. The credit bureau’s computer evaluates a complete credit profile and assigns a score, which is... Read more

The Biweekly Mortgage - Who Needs It?

Have you received an advertisement offering to save you thousands of dollars on your thirty-year mortgage and cut years off your payments? With email spam becoming more pervasive as everyone tries to get rich quick on the Internet, these ads are popping u... Read more

Types of Mortgage Lenders

Mortgage Bankers Mortgage Bankers are lenders that are large enough to originate loans and create pools of loans, which are then sold directly to Fannie Mae, Freddie Mac, Ginnie Mae, jumbo loan investors, and others. Any company that does this is conside... Read more

Your Savings and Down Payment

Your First Step Toward Buying a Home When preparing to buy a home, the first thing many homebuyers do is look at the real estate ads in newspapers, magazines and listings on the Internet. Some potential buyers read how-to articles like this one. The next... Read more

Items You Need When Applying For a Loan

Have These Items Ready When You Apply For a Loan It used to be that lenders mailed out verifications to employers, banks, mortgage companies, and so on, in order to verify the data supplied by borrowers. Nowadays, the interest is often in speed and getti... Read more

FICO® Scores and Your Mortgage

Years ago, credit scoring had little to do with mortgage lending. When reviewing the credit worthiness of a borrower, an underwriter would make a subjective decision based on past payment history. Then things changed. Lenders studied the relationship be... Read more

FICO® Score - a Brief Explanation

When you apply for a mortgage loan, you expect your lender to pull a credit report and look at whether you’ve made your payments on time. What you may not expect is that they seem to be more interested in your FICO® score. “What’s a... Read more

JoAnn McElfresh
Rensselaer, IN 47978
Office: 219-866-5908
Email: JENKINS4HOMES@YAHOO.COM

Testimonials

We love Jenkins Realtors, everyone who works there is amazing.
 
Michelle J Clark-Martinu
JoAnn is the best realtor on this planet.  She is professional, kind and full of knowledge. I am a single mom with zero knowledge on home purchasing, loans, insurance, etc. She has spent the last five years answering all of my millions of questions with a smile on her face.  I purchased a home in   town with her guidance; where I lived three years.  She knew my dream was to live in the country and we continued looking until we found the perfect peaceful home for my family. She is dedicated, flexible, caring and trustworthy. She is lovely. Natalie Zacher
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